QCIowaRealty.com knows how important your personal privacy is to you. We recognize that you expect privacy and security when it comes to information that personally identifies you and allows you to be individually contacted ("Personal Information").
Why we request information about you
QCIowaRealty.com offers a variety of programs and services to you from personalized home searches to online mortgage applications. We collect and retain information about you only when we believe it will help us provide you with the services and products that you desire.
When you sign up for our personalized home search, we may use that information to occasionally notify you about important functionality changes to our web site, new QCIowaRealty.com products or services, and special offers we think you'll find valuable. If you would rather not receive this information, please contact our webmaster.
When you request other information from us through our various order forms, we need to know your name, e-mail address, mailing address and telephone numbers so we can be sure to get in touch with you when and how you ask us to. For instance, when you apply for an on-line mortgage loan, we need to know your name, social security number, e-mail address, mailing address, income, debt and asset information. This information is necessary to process your mortgage application and to obtain your credit report. We will not obtain your credit report without your authorization, but we cannot approve you for a mortgage loan without it. We can, however, pre-qualify you for a mortgage loan without your credit report.
How we protect your financial information
When you apply for an on-line mortgage loan, we offer the use of a secure server. The secure server software (SSL) encrypts all information you input before it is sent to us. You can tell you're protected by the small lock symbol in the corner of your Internet browser. The information we receive from you also is protected against unauthorized access once we receive it. We limit access to your information to employees who have a business reason for accessing it. We also educate our employees about the importance of your privacy through our educational programs and company policies.